Terms & Conditions

1. **Advisory Role:** NANAK FINANCE SERVICES operates solely as a financial advisory and documentation support consultancy. We provide structured assistance and guidance for financial applications, eligibility assessments, and documentation readiness. We are not a direct lender, underwriter, or financial institution providing loan approvals or disbursements. 2. **Client Responsibilities:** Clients are responsible for providing accurate and complete information required for consultation and application processes. All final decisions regarding financial products, applications, and engagements with third-party lenders rest with the client. 3. **Non-Guarantee Disclosure:** Services provided by NANAK FINANCE SERVICES do not constitute direct lending, underwriting, or guarantees of loan approval, interest rates, or tenure. Financing decisions are subject to the respective financial institution's eligibility criteria, policies, documentation, and approval processes. We do not make unsupported claims regarding loan approvals or financial outcomes.

4. **Data Privacy:** Client information shared with NANAK FINANCE SERVICES is handled with strict confidentiality and used solely for the purpose of providing requested consultation and assistance, in accordance with applicable data protection laws. We implement robust measures to protect your personal and financial data. 5. **Governing Law:** These Terms & Conditions are governed by and construed in accordance with the laws of Faridabad, Haryana, India. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Faridabad, Haryana. 6. **Amendments:** NANAK FINANCE SERVICES reserves the right to amend these Terms & Conditions at any time. Clients will be notified of significant changes, and continued use of our services after such notification constitutes acceptance of the revised terms.